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Business Checking Accounts

Simple checking. Expert service.

Business Growth Starts with the Right Checking Account

Your business deserves banking that supports your success, not slows it down. Sunmark's business checking accounts are designed for New York entrepreneurs who need reliable, no-fee banking with the personal touch that helps your business thrive. 

With over 85 years of serving New York businesses, we understand what it takes to help your venture succeed. Our business banking accounts eliminate monthly maintenance fees while providing the tools you need to manage cash flow efficiently. 

Key Features & Benefits: 

  • Free online banking with bill payment - Manage finances 24/7 
  • Optional online payroll service - Streamline your payroll process (fee applies) 
  • Business MasterCard® debit card - Easy access to your funds 
  • Telephone access - Bank when it's convenient for you 
  • Local business banking expertise - Personal service from people who understand your needs 

Checking Options Built for Local Businesses

Sunmark is dedicated to helping businesses find the banking solutions they need. Whether you're just starting or have complex banking needs, our experienced team is here to walk you through every step of the process. Start building your brighter business  - visit us at your nearest location or call 866.SUNMARK. 

Basic Business Checking

Perfect for businesses managing expenses closely. Unlimited free transactions with no minimum balance.

  • Unlimited free transactions
  • No minimum balance required
  • Free online banking & bill pay

Business Earnings Checking

Earn dividends on balances over $2,500. Great for larger businesses maintaining higher balances.

  • Earn dividends over $2,500
  • 500 free transactions monthly
  • $10 fee if below $2,500 balance

Business Checking FAQs

Get answers to common questions about our business checking accounts and banking services. 
Business checking has no monthly fees and lower minimums. Interest checking earns competitive rates but requires higher balances. Choose based on your cash flow needs.
Yes! Free online and mobile banking is included with all business accounts. Manage transactions, transfer funds, pay bills, and deposit checks from anywhere, anytime.
No hidden fees! Our business checking has no monthly maintenance fees. Standard fees may apply for services like wire transfers or overdrafts. Review our fee schedule for complete transparency.
You'll need your business registration, EIN, valid ID, and initial deposit. Specific requirements vary by business type. Our team can help you gather the right documents for your situation. Corporation (C-Corp & S-Corp): Filing Receipt, Certificate of Incorporation, By-Laws not required for solely owned S-Corp, IRS EIN Assignment Letter General Partnership: Assumed Name Certificate, Partnership Agreement, IRS EIN Assignment Letter IOLA Accounts: Documents based on the structure of the entity LLC: IRS EIN Assignment Letter, Filing Receipt, Articles of Organization, Operating Agreement not required for solely owned LLC LLC (SSN): Filing Receipt, Articles of Organization LLP/LP: Filing Receipt, Certificate of Registration for LLP Only, Partnership Agreement/ or Operating Agreement, IRS EIN Assignment Letter Not for Profits (Unincorporated): EIN Assignment Letter, Certified copy of a resolution or letter, signed by the governing body of the legal entity, authorizing designated individuals to open the account and act on its behalf. Not for Profits (501c): Valid ID, 501(c) Tax Exempt Cert., Bylaws, Board Resolution/Meeting Minutes, Certificate of Incorporation if applicable, NYS Filing Receipt, IRS EIN Assignment Letter (or equivalent) Sole Proprietorship (SSN): Assumed Name Certificate Sole Proprietorship (TIN): Assumed Name Certificate, IRS EIN Assignment Letter

Ready to Switch to Sunmark?

Join thousands of New York businesses who trust Sunmark for their banking. Open your business checking account today and start growing your success!

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