Your Service Earned You This Benefit
Sunmark Credit Union proudly serves those who serve our country. Our VA home loans make homeownership achievable with no money down, competitive rates, and the personalized service you deserve.
Why Choose Sunmark for Your VA Loan:
- 0% Down Payment - Buy your home without waiting years to save
- No Monthly Private Mortgage Insurance (PMI) - Save hundreds monthly
- Competitive Rates - Consistently below industry averages
- Local Service - Our mortgage team is right here in Latham, NY
- Fast Commitments - Mortgage commitment letters in 48 hours or less
- In-House Processing - Streamlined underwriting and closing
Who Qualifies for VA Loans: Veterans, service members, and eligible surviving spouses can take advantage of this earned benefit. We'll help verify your Certificate of Eligibility and guide you through every step.
VA Loan Rates Starting Low
Take advantage of today's competitive VA mortgage rates. Our veteran and service members enjoy some of the lowest rates available, plus no PMI requirements. Rates change daily - check current rates or get your personalized quote today.Common Questions About VA Loans
Get answers to the most frequently asked questions about VA home loans and how Sunmark can help you achieve homeownership.VA loans offer 0% down payment, no monthly PMI requirements, competitive interest rates, and flexible credit guidelines. You can also reuse your VA loan benefit multiple times throughout your lifetime.
Yes! VA loan benefits can be reused multiple times throughout your lifetime. You can restore your full entitlement by paying off your previous VA loan or use remaining entitlement for additional purchases in certain situations.
VA loan limits vary by county. In New York, most areas have generous limits that accommodate today's home prices. Contact Sunmark’s mortgage team for specific limit information.
We provide mortgage commitment letters within 48 hours and work efficiently through our in-house processing and underwriting team to close loans as quickly as possible. Our local team keeps your loan moving through every step of the process.
For complete details about the VA Home Loan Guaranty Program, including full eligibility requirements and benefit information, visit the official VA website. Sunmark’s mortgage team can also help answer questions specific to your situation.
Meet Your VA Loan Specialists
Our experienced mortgage team understands the unique needs of veterans and military families.
