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Personal Loans & Lines of Credit

Low rates, flexible terms, fast approval

Get The Funds You Need with Good Vibes Banking

Whether you're consolidating high-interest debt, covering unexpected expenses, or funding your next big opportunity, Sunmark's personal loans give you the financial empowerment to achieve your goals. With competitive rates, flexible payment terms, and our signature good vibes approach to banking, we make borrowing simple and stress-free. 

Personal Loan Benefits: 

  • Credit lines: $1,000 to $25,000 available 
  • Competitive rates with discounts for automatic payments and direct deposit 
  • Low-cost financing for unexpected expenses or debt consolidation 
  • Lock in low rates with smaller monthly payments over time 
  • Flexible options - choose loans or lines of credit 
  • Use for any purpose - debt consolidation, home improvements, or unexpected costs 

 

Need a larger loan? Consider our home equity loans for amounts up to your home's value, or explore auto loans for vehicle financing with lower rates. 

 

Choose The Personal Loan Option That Works for You

From one-time funding to ongoing credit access, find the perfect solution for your financial needs.

Personal Loan

Get a lump sum with fixed monthly payments - perfect for one-time expenses or debt consolidation.

  • Full amount advanced at closing
  • Lower cost option for high-cost debt
  • $1,000 - $25,000 credit lines available
  • Perfect for one-time financial needs
  • Lock in low rates with smaller payments 

Personal Line of Credit

Access funds as needed with the flexibility to borrow up to your approved limit - ideal for ongoing expenses.

  • Borrow incrementally up to your limit 
  • Pay interest only on what you use 
  • $1,000 - $25,000 credit lines available 
  • Safety net for unexpected expenses 
  • Perfect for paying down high-cost debt 

Overdraft Line of Credit

Protect your checking account from overdraft fees with automatic coverage when you need it most.

  • Automatic overdraft protection 
  • $500 - $10,000 available 
  • Pay interest only on what you use 
  • Peace of mind banking 
  • Easy account linking 

Personal Loan Questions? We Have Answers

Get clear answers to common questions about Sunmark personal loans and find the information you need to make confident financial decisions.
Personal loans can be used for almost anything - debt consolidation, home improvements, medical expenses, major purchases, or unexpected costs. For larger home projects, you might consider our home equity loans which offer higher amounts.
Sunmark offers personal loans and lines of credit from $1,000 up to $25,000. The exact amount depends on your creditworthiness, and we'll work with you to find the right credit line for your needs.
A personal loan gives you a lump sum upfront with fixed monthly payments. A line of credit lets you borrow as needed up to your limit, paying interest only on what you use. Learn more about budgeting strategies to decide which option works best for your financial goals.
You can save 0.25% on your interest rate when you set up automatic payments from your Sunmark checking account and have monthly direct deposit of at least $500. This discount helps lower your overall borrowing costs.
Yes! To help you stretch your budget, Sunmark offers qualified members the option to skip an installment loan payment on eligible personal loans. You can complete a secure form to get started.

Ready To Get Started?

Apply for your personal loan today and take the next step toward your financial goals with Sunmark's good vibes banking. Already applied? Log in to check your loan status.

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